Company / Free Cash Flow
Zions Bancorporation Free Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$952.0M
FY2025
5-year range
$423.0M / $1.3B
FY2021-FY2025
Trend
-9.4%
vs FY2024
Sector context
#62 of 296
Financials
What the data says
Zions Bancorporation's free cash flow of $952M is higher than 79% of companies in the Financials sector (FY2025). Free Cash Flow has fluctuated over the past 10 years, ranging from $400M in FY2016 to $1.3B in FY2022.
Based on SEC 10-K filings.
$952M in FY2025 with a 5-year CAGR of +11.7%. Top quartile in the Financials sector.
Improved from $772M to $952M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -9.4%
- 5-Year CAGR
- +11.7%
- 10-Year CAGR
- -
Sector benchmark
+54.5% above sector average
Key checks
Key Insights
- 5-year CAGR of +11.7%, indicating consistent growth.
- In FY2025, free cash flow decreased 9.4% year-over-year.
- Ranks #62 out of 296 companies in the Financials sector.
- Peak free cash flow was recorded in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.11 (distress zone, below 1.8 threshold)
- Strong profit margin: 33.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $952.0M | -9.4% |
| FY2024 | $1.1B | +36.1% |
| FY2023 | $772.0M | -39.7% |
| FY2022 | $1.3B | +202.6% |
| FY2021 | $423.0M | -22.8% |
| FY2020 | $548.0M | -5.5% |
| FY2019 | $580.0M | -44.6% |
| FY2018 | $1.0B | +37.9% |
| FY2017 | $759.0M | +89.8% |
| FY2016 | $400.0M | +30.3% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026