Zions Bancorporation Cash Flow Statement

ZION / Financials|15 years of annual SEC 10-K data (FY2011-FY2025)

Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 15 fiscal years. All figures from audited SEC 10-K filings.

Zions Bancorporation generated $1.1B in operating cash flow and $952M in free cash flow in FY2025. Free cash flow margin was 143.8% of revenue.

Based on SEC 10-K filings.

Key Data Points

Altman Z-Score 0.11 (distress zone, below 1.8 threshold)
Strong profit margin: 33.6%

Data sourced from SEC EDGAR filings. Not investment advice.

Item	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011
Net Income	$899.0M	$784.0M	$680.0M	$907.0M	$1.1B	$539.0M	$816.0M	$884.0M	$592.0M	$469.0M	$309.0M	$398.5M	$263.5M	$348.1M	$323.8M
Depreciation & Amortization	$116.0M	$124.0M	$140.0M	$110.0M	-$14.0M	$86.0M	$188.0M	$193.0M	$179.0M	$123.0M	$86.0M	$57.7M	$130.6M	$185.2M	$240.5M
Operating Cash Flow	$1.1B	$1.1B	$885.0M	$1.5B	$629.0M	$719.0M	$697.0M	$1.2B	$928.0M	$596.0M	$464.0M	$380.3M	$835.1M	$736.2M	$1.1B
Capital Expenditures	$121.0M	$97.0M	$113.0M	$190.0M	$206.0M	$171.0M	$117.0M	$129.0M	$169.0M	$196.0M	$157.0M	$175.8M	$88.6M	$68.9M	$77.7M
Free Cash Flow	$952.0M	$1.1B	$772.0M	$1.3B	$423.0M	$548.0M	$580.0M	$1.0B	$759.0M	$400.0M	$307.0M	$204.5M	$746.5M	$667.3M	$991.1M
Share Buybacks	$41.0M	$36.0M	$51.0M	$202.0M	$800.0M	$76.0M	$1.1B	$672.0M	$321.0M	$97.0M	$7.0M	$5.6M	-	-	-
Dividends Paid	$267.0M	$289.0M	$282.0M	$269.0M	$261.0M	$259.0M	$260.0M	$236.0M	$129.0M	$108.0M	$108.0M	$96.1M	$119.7M	$133.6M	$156.1M
FCF Margin	143.8%	164.5%	125.3%	208.5%	73.6%	99.8%	-	-	-	-	-	-	-	-	-

Other Financial Statements

Income Statement Balance Sheet All Financial Data

Scores & Analysis

Piotroski F-Score Altman Z-Score Financial Ratios

Zions Bancorporation Profile All Financial Data

Item

FY2025

FY2024

FY2023

FY2022

FY2021

FY2020

FY2019

FY2018

FY2017

FY2016

FY2015

FY2014

FY2013

FY2012

FY2011

Net Income

$899.0M

$784.0M

$680.0M

$907.0M

$1.1B

$539.0M

$816.0M

$884.0M

$592.0M

$469.0M

$309.0M

$398.5M

$263.5M

$348.1M

$323.8M

Depreciation & Amortization

$116.0M

$124.0M

$140.0M

$110.0M

-$14.0M

$86.0M

$188.0M

$193.0M

$179.0M

$123.0M

$86.0M

$57.7M

$130.6M

$185.2M

$240.5M

Operating Cash Flow

$1.1B

$885.0M

$1.5B

$629.0M

$719.0M

$697.0M

$1.2B

$928.0M

$596.0M

$464.0M

$380.3M

$835.1M

$736.2M

$1.1B

Capital Expenditures

$121.0M

$97.0M

$113.0M

$190.0M

$206.0M

$171.0M

$117.0M

$129.0M

$169.0M

$196.0M

$157.0M

$175.8M

$88.6M

$68.9M

$77.7M

Free Cash Flow

$952.0M

$1.1B

$772.0M

$1.3B

$423.0M

$548.0M

$580.0M

$1.0B

$759.0M

$400.0M

$307.0M

$204.5M

$746.5M

$667.3M

$991.1M

Share Buybacks

$41.0M

$36.0M

$51.0M

$202.0M

$800.0M

$76.0M

$1.1B

$672.0M

$321.0M

$97.0M

$7.0M

$5.6M

Dividends Paid

$267.0M

$289.0M

$282.0M

$269.0M

$261.0M

$259.0M

$260.0M

$236.0M

$129.0M

$108.0M

$96.1M

$119.7M

$133.6M

$156.1M

FCF Margin

143.8%

164.5%

125.3%

208.5%

73.6%

99.8%