Company / Operating Cash Flow
Zions Bancorporation Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$1.1B
FY2025
5-year range
$629.0M / $1.5B
FY2021-FY2025
Trend
-6.5%
vs FY2024
Sector context
#96 of 405
Financials
What the data says
Zions Bancorporation's operating cash flow of $1.1B is higher than 76% of companies in the Financials sector (FY2025). Operating Cash Flow has fluctuated over the past 10 years, ranging from $596M in FY2016 to $1.5B in FY2022.
Based on SEC 10-K filings.
$1.1B in FY2025 with a 5-year CAGR of +8.3%. Top quartile in the Financials sector.
Improved from $885M to $1.1B over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -10.0%
- 5-Year CAGR
- +8.3%
- 10-Year CAGR
- -
Sector benchmark
+75.4% above sector average
Key checks
Key Insights
- 5-year CAGR of +8.3%, indicating consistent growth.
- In FY2025, operating cash flow decreased 6.5% year-over-year.
- Ranks #96 out of 405 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.11 (distress zone, below 1.8 threshold)
- Strong profit margin: 33.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $1.1B | -6.5% |
| FY2024 | $1.1B | +29.7% |
| FY2023 | $885.0M | -39.8% |
| FY2022 | $1.5B | +133.7% |
| FY2021 | $629.0M | -12.5% |
| FY2020 | $719.0M | +3.2% |
| FY2019 | $697.0M | -40.7% |
| FY2018 | $1.2B | +26.7% |
| FY2017 | $928.0M | +55.7% |
| FY2016 | $596.0M | +28.4% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026