Company / FCF Margin
Zions Bancorporation FCF Margin History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
143.8%
FY2025
5-year range
73.6% / 208.5%
FY2021-FY2025
Trend
-12.6%
vs FY2024
Sector context
#20 of 200
Financials
What the data says
Among 200 Financials companies, Zions Bancorporation is in the top 10% for fcf margin. FCF Margin has fluctuated over the past 6 years, ranging from 73.6% in FY2021 to 208.5% in FY2022.
Based on SEC 10-K filings.
143.8% in FY2025 with a 5-year CAGR of +44.0%. Top quartile in the Financials sector.
Improved from 125.3% to 143.8% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -64.7pp
- 5-Year Change
- +44.0pp
- 10-Year Change
- -
Sector benchmark
Top 10% in FinancialsTop 10% of 200This company 143.8% Sector average 214.4%
▼
-32.9% below sector average
Key checks
Key Insights
- In FY2025, fcf margin decreased 12.6% year-over-year.
- Currently 70.6pp below the Financials sector average.
- Peak fcf margin was recorded in FY2022.
- Lowest fcf margin in the period was in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.11 (distress zone, below 1.8 threshold)
- Strong profit margin: 33.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 143.8% | -12.6% |
| FY2024 | 164.5% | +31.2% |
| FY2023 | 125.3% | -39.9% |
| FY2022 | 208.5% | +183.4% |
| FY2021 | 73.6% | -26.3% |
| FY2020 | 99.8% | - |
| FY2019 | - | - |
| FY2018 | - | - |
| FY2017 | - | - |
| FY2016 | - | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026