Company / Tangible Book Value per Share
Upstart Holdings, Inc. Tangible Book Value per Share History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Tangible Book Value per Share
$6.81
FY2025
5-year range
$6.33 / $7.81
FY2021-FY2025
Trend
+7.6%
vs FY2024
Sector context
#317 of 377
Financials
What the data says
Upstart Holdings, Inc.'s tangible book value per share of $6.81 is lower than 84% of companies in the Financials sector (FY2025). Tangible Book Value per Share returned to growth in FY2025 after 4 years of decline, reaching $6.81.
Based on SEC 10-K filings.
6.81 in FY2025 with a 5-year CAGR of -16.9%.
Remained stable around $6.81 over the past 2 years.
Financials sector context is included.
Tangible Book Value per Share over time
Growth rates
- 3-Year CAGR
- -2.4%
- 5-Year CAGR
- -16.9%
- 10-Year CAGR
- -
Sector benchmark
Bottom 16% in FinancialsTop 84% of 377This company $6.81 Sector average $44.02
▼
-84.5% below sector average
Key checks
Key Insights
- In FY2025, tangible book value per share increased 7.6% year-over-year.
- Ranks #317 out of 377 companies in the Financials sector.
- Peak tangible book value per share was recorded in FY2020.
- Lowest tangible book value per share in the period was in FY2019.
Company context
Key Data Points
- Altman Z-Score 0.55 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Tangible Book Value per ShareValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $6.81 | +7.6% |
| FY2024 | $6.33 | -6.7% |
| FY2023 | $6.78 | -7.2% |
| FY2022 | $7.31 | -6.3% |
| FY2021 | $7.81 | -54.5% |
| FY2020 | $17.14 | +498.4% |
| FY2019 | -$4.30 | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026