Upstart Holdings, Inc. Balance Sheet
UPST / Financials|7 years of annual SEC 10-K data (FY2019-FY2025)
Shows total assets, cash and equivalents, receivables, property and equipment, total debt, and shareholders' equity across 7 fiscal years. All figures from audited SEC 10-K filings.
Upstart Holdings, Inc. had $3.0B in total assets and $799M in shareholders' equity as of FY2025.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.55 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $652.4M | $788.4M | $368.4M | - | - | - | - |
| PP&E (Net) | $44.2M | $39.0M | $42.7M | $44.2M | $24.3M | $10.0M | - |
| Goodwill | $67.1M | $67.1M | $67.1M | $67.1M | $67.1M | $0 | - |
| Total Assets | $3.0B | $2.4B | $2.0B | $1.9B | $1.8B | $477.3M | - |
| Shareholders' Equity | $798.8M | $633.2M | $635.3M | $672.4M | $807.1M | $300.3M | -$61.7M |