Company / Shareholders' Equity
Upstart Holdings, Inc. Shareholders' Equity History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Shareholders' Equity
$798.8M
FY2025
5-year range
$633.2M / $807.1M
FY2021-FY2025
Trend
+26.2%
vs FY2024
Sector context
#303 of 395
Financials
What the data says
Upstart Holdings, Inc.'s shareholders' equity of $799M is lower than 77% of companies in the Financials sector (FY2025). Shareholders' Equity returned to growth in FY2025 after 3 years of decline, reaching $799M.
Based on SEC 10-K filings.
$799M in FY2025 with a 5-year CAGR of +21.6%.
Improved from $635M to $799M over the past 2 years.
Financials sector context is included.
Shareholders' Equity over time
Growth rates
- 3-Year CAGR
- +5.9%
- 5-Year CAGR
- +21.6%
- 10-Year CAGR
- -
Sector benchmark
Bottom 23% in FinancialsTop 77% of 395This company $798.8M Sector average $11.3B
▼
-92.9% below sector average
Key checks
Key Insights
- 5-year CAGR of +21.6%, indicating consistent growth.
- In FY2025, shareholders' equity increased 26.2% year-over-year.
- Ranks #303 out of 395 companies in the Financials sector.
- Peak shareholders' equity was recorded in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.55 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Shareholders' EquityValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $798.8M | +26.2% |
| FY2024 | $633.2M | -0.3% |
| FY2023 | $635.3M | -5.5% |
| FY2022 | $672.4M | -16.7% |
| FY2021 | $807.1M | +168.8% |
| FY2020 | $300.3M | +586.7% |
| FY2019 | -$61.7M | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026