Company / Book Value per Share
Upstart Holdings, Inc. Book Value per Share History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Book Value per Share
$7.431
FY2025
5-year range
$7.079 / $8.516
FY2021-FY2025
Trend
+5.0%
vs FY2024
Sector context
#340 of 377
Financials
What the data says
Among 377 Financials companies, Upstart Holdings, Inc. is in the bottom 10% for book value per share. Book Value per Share returned to growth in FY2025 after 4 years of decline, reaching $7.431.
Based on SEC 10-K filings.
$7.431 in FY2025 with a 5-year CAGR of -15.4%.
Declined from $7.584 to $7.431 over the past 2 years.
Financials sector context is included.
Book Value per Share over time
Growth rates
- 3-Year CAGR
- -2.9%
- 5-Year CAGR
- -15.4%
- 10-Year CAGR
- -
Sector benchmark
Bottom 10% in FinancialsTop 90% of 377This company $7.431 Sector average $60.54
▼
-87.7% below sector average
Key checks
Key Insights
- 5-year CAGR of -15.4%, indicating a declining trend.
- In FY2025, book value per share increased 5.0% year-over-year.
- Ranks #340 out of 377 companies in the Financials sector.
- Peak book value per share was recorded in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.55 (distress zone, below 1.8 threshold)
- Negative profit margin: -20.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Book Value per ShareValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $7.431 | +5.0% |
| FY2024 | $7.079 | -6.7% |
| FY2023 | $7.584 | -6.6% |
| FY2022 | $8.124 | -4.6% |
| FY2021 | $8.516 | -50.3% |
| FY2020 | $17.144 | +498.4% |
| FY2019 | -$4.303 | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026