Company / Profit Margin
UNIVERSAL INSURANCE HOLDINGS, INC. Profit Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
11.4%
FY2025
5-year range
-1.8% / 11.4%
FY2021-FY2025
Trend
+194.1%
vs FY2024
Sector context
#172 of 272
Financials
What the data says
At 11.4%, UNIVERSAL INSURANCE HOLDINGS, INC.'s profit margin ranks #172 of 272 in the Financials sector. Profit Margin has fluctuated over the past 10 years, ranging from -1.8% in FY2022 to 14.5% in FY2016.
Based on SEC 10-K filings.
11.4% in FY2025 with a 5-year CAGR of +9.6%.
Improved from 4.8% to 11.4% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- +13.2pp
- 5-Year Change
- +9.6pp
- 10-Year Change
- -
Sector benchmark
#172 of 272 in FinancialsTop 63% of 272This company 11.4% Sector average 71.5%
▼
-84.1% below sector average
Key checks
Key Insights
- In FY2025, profit margin increased 194.1% year-over-year.
- Currently 60.1pp below the Financials sector average.
- Peak profit margin was recorded in FY2016.
- Lowest profit margin in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.89 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 11.4% | +194.1% |
| FY2024 | 3.9% | -19.2% |
| FY2023 | 4.8% | +363.7% |
| FY2022 | -1.8% | -200.0% |
| FY2021 | 1.8% | +2.2% |
| FY2020 | 1.8% | -64.0% |
| FY2019 | 5.0% | -65.2% |
| FY2018 | 14.2% | -0.1% |
| FY2017 | 14.2% | -2.0% |
| FY2016 | 14.5% | -25.5% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026