Company / FCF Margin
SoFi Technologies, Inc. FCF Margin History
FY2019-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
-110.3%
FY2025
5-year range
-467.0% / -47.6%
FY2021-FY2025
Trend
-131.5%
vs FY2024
Sector context
#192 of 200
Financials
What the data says
Among 200 Financials companies, SoFi Technologies, Inc. is in the bottom 4% for fcf margin. Improved from -345.7% to -110.3% over the past 2 years.
Based on SEC 10-K filings.
-110.3% in FY2025 with a 3-year CAGR of +356.8%.
Improved from -345.7% to -110.3% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- +356.8pp
- 5-Year Change
- -
- 10-Year Change
- -
Sector benchmark
Bottom 4% in FinancialsTop 96% of 200This company -110.3% Sector average 214.4%
▼
-151.4% below sector average
Key checks
Key Insights
- In FY2025, fcf margin decreased 131.5% year-over-year.
- Currently 324.7pp below the Financials sector average.
- Peak fcf margin was recorded in FY2019.
- Lowest fcf margin in the period was in FY2022.
Company context
Key Data Points
- Low Piotroski F-Score: 1/9 (multiple financial health concerns)
- Altman Z-Score 0.17 (distress zone, below 1.8 threshold)
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -110.3% | -131.5% |
| FY2024 | -47.6% | +86.2% |
| FY2023 | -345.7% | +26.0% |
| FY2022 | -467.0% | -228.0% |
| FY2021 | -142.4% | - |
| FY2020 | - | - |
| FY2019 | -20.9% | - |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026