Company / Free Cash Flow
Sezzle Free Cash Flow History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$74.9M
FY2025
5-year range
-$72.8M / $74.9M
FY2021-FY2025
Trend
+96.5%
vs FY2024
Sector context
#227 of 302
Financials
What the data says
Sezzle's free cash flow of $75M is lower than 75% of companies in the Financials sector (FY2025). Free Cash Flow has increased for 3 consecutive years, from -$73M in FY2022 to $75M in FY2025.
Based on SEC 10-K filings.
$75M in FY2025.
Improved from -$26M to $75M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 25% in FinancialsTop 75% of 302This company $74.9M Sector average $646.4M
▼
-88.4% below sector average
Key checks
Key Insights
- Sezzle's free cash flow has grown for 3 consecutive years.
- In FY2025, free cash flow increased 96.5% year-over-year.
- Ranks #227 out of 302 companies in the Financials sector.
- Lowest free cash flow in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 3.27 (safe zone, above 2.9 threshold)
- Strong profit margin: 27.7%
- Low earnings quality (accrual-heavy earnings)
- Strong return on equity: 74.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $74.9M | +96.5% |
| FY2024 | $38.1M | +247.9% |
| FY2023 | -$25.8M | +64.6% |
| FY2022 | -$72.8M | -188.7% |
| FY2021 | -$25.2M | +0.0% |
| FY2020 | -$25.2M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026