Company / FCF Margin
Sezzle FCF Margin History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
16.6%
FY2025
5-year range
-63.4% / 16.6%
FY2021-FY2025
Trend
+18.3%
vs FY2024
Sector context
#120 of 206
Financials
What the data says
At 16.6%, Sezzle's fcf margin ranks #120 of 206 in the Financials sector. FCF Margin has increased for 3 consecutive years, from -63.4% in FY2022 to 16.6% in FY2025.
Based on SEC 10-K filings.
16.6% in FY2025 with a 5-year CAGR of +59.5%.
Improved from -16.2% to 16.6% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- +80.0pp
- 5-Year Change
- +59.5pp
- 10-Year Change
- -
Sector benchmark
#120 of 206 in FinancialsTop 58% of 206This company 16.6% Sector average 207.7%
▼
-92.0% below sector average
Key checks
Key Insights
- Sezzle's fcf margin has grown for 3 consecutive years.
- In FY2025, fcf margin increased 18.3% year-over-year.
- Currently 191.1pp below the Financials sector average.
- Lowest fcf margin in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 3.27 (safe zone, above 2.9 threshold)
- Strong profit margin: 27.7%
- Low earnings quality (accrual-heavy earnings)
- Strong return on equity: 74.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 16.6% | +18.3% |
| FY2024 | 14.1% | +187.0% |
| FY2023 | -16.2% | +74.5% |
| FY2022 | -63.4% | -47.8% |
| FY2021 | -42.9% | +0.0% |
| FY2020 | -42.9% | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026