Sezzle Cash Flow Statement
SEZL / Financials|6 years of annual SEC 10-K data (FY2020-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 6 fiscal years. All figures from audited SEC 10-K filings.
Sezzle generated $76M in operating cash flow and $75M in free cash flow in FY2025. Free cash flow margin was 16.6% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 3.27 (safe zone, above 2.9 threshold)
- Strong profit margin: 27.7%
- Low earnings quality (accrual-heavy earnings)
- Strong return on equity: 74.6%
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Net Income | $133.1M | $78.5M | $7.1M | -$75.2M | -$32.4M | -$32.4M |
| Depreciation & Amortization | $1.4M | $965.0K | $855.8K | $749.1K | $428.4K | $428.4K |
| Operating Cash Flow | $75.5M | $38.2M | -$25.7M | -$72.1M | -$24.8M | -$24.8M |
| Capital Expenditures | $655.0K | $70.0K | $81.6K | $686.0K | $410.9K | $410.9K |
| Free Cash Flow | $74.9M | $38.1M | -$25.8M | -$72.8M | -$25.2M | -$25.2M |
| Share Buybacks | $64.7M | $23.6M | $1.7M | $2.7M | $611.2K | $611.2K |
| FCF Margin | 16.6% | 14.1% | -16.2% | -63.4% | -42.9% | -42.9% |