Company / Operating Cash Flow
Sezzle Operating Cash Flow History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$75.5M
FY2025
5-year range
-$72.1M / $75.5M
FY2021-FY2025
Trend
+97.9%
vs FY2024
Sector context
#317 of 413
Financials
What the data says
Sezzle's operating cash flow of $76M is lower than 77% of companies in the Financials sector (FY2025). Operating Cash Flow has increased for 3 consecutive years, from -$72M in FY2022 to $76M in FY2025.
Based on SEC 10-K filings.
$76M in FY2025.
Improved from -$26M to $76M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 23% in FinancialsTop 77% of 413This company $75.5M Sector average $636.4M
▼
-88.1% below sector average
Key checks
Key Insights
- Sezzle's operating cash flow has grown for 3 consecutive years.
- In FY2025, operating cash flow increased 97.9% year-over-year.
- Ranks #317 out of 413 companies in the Financials sector.
- Lowest operating cash flow in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 3.27 (safe zone, above 2.9 threshold)
- Strong profit margin: 27.7%
- Low earnings quality (accrual-heavy earnings)
- Strong return on equity: 74.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $75.5M | +97.9% |
| FY2024 | $38.2M | +248.6% |
| FY2023 | -$25.7M | +64.4% |
| FY2022 | -$72.1M | -190.8% |
| FY2021 | -$24.8M | +0.0% |
| FY2020 | -$24.8M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026