Company / Operating Margin
Sezzle Operating Margin History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Margin
39.3%
FY2025
5-year range
-59.8% / 39.3%
FY2021-FY2025
Trend
+29.4%
vs FY2024
Sector context
#20 of 105
Financials
What the data says
Sezzle's operating margin of 39.3% is higher than 81% of companies in the Financials sector (FY2025). Operating Margin has increased for 3 consecutive years, from -59.8% in FY2022 to 39.3% in FY2025.
Based on SEC 10-K filings.
39.3% in FY2025 with a 5-year CAGR of +86.8%. Top quartile in the Financials sector.
Improved from 13.9% to 39.3% over the past 2 years.
Financials sector context is included.
Operating Margin over time
Growth rates
- 3-Year Change
- +99.1pp
- 5-Year Change
- +86.8pp
- 10-Year Change
- -
Sector benchmark
Top 19% in FinancialsTop 19% of 105This company 39.3% Sector average -49.0%
▼
+180.2% above sector average
Key checks
Key Insights
- Sezzle's operating margin has grown for 3 consecutive years.
- In FY2025, operating margin increased 29.4% year-over-year.
- Currently 88.2pp above the Financials sector average.
- Lowest operating margin in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 3.27 (safe zone, above 2.9 threshold)
- Strong profit margin: 27.7%
- Low earnings quality (accrual-heavy earnings)
- Strong return on equity: 74.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 39.3% | +29.4% |
| FY2024 | 30.3% | +117.7% |
| FY2023 | 13.9% | +123.3% |
| FY2022 | -59.8% | -25.9% |
| FY2021 | -47.5% | +0.0% |
| FY2020 | -47.5% | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026