Company / FCF Margin
PRA Group, Inc. FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
-7.5%
FY2025
5-year range
-8.8% / 11.7%
FY2021-FY2025
Trend
+15.0%
vs FY2024
Sector context
#178 of 206
Financials
What the data says
PRA Group, Inc.'s fcf margin of -7.5% is lower than 86% of companies in the Financials sector (FY2025). FCF Margin returned to growth in FY2025 after 2 years of decline, reaching -7.5%.
Based on SEC 10-K filings.
-7.5% in FY2025 with a 5-year CAGR of -14.2%.
Declined from 6.7% to -7.5% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -19.2pp
- 5-Year Change
- -14.2pp
- 10-Year Change
- -
Sector benchmark
Bottom 14% in FinancialsTop 86% of 206This company -7.5% Sector average 207.7%
▼
-103.6% below sector average
Key checks
Key Insights
- In FY2025, fcf margin increased 15.0% year-over-year.
- Currently 215.2pp below the Financials sector average.
- Peak fcf margin was recorded in FY2018.
- Lowest fcf margin in the period was in FY2024.
Company context
Key Data Points
- Low Piotroski F-Score: 2/9 (multiple financial health concerns)
- Altman Z-Score 0.52 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -7.5% | +15.0% |
| FY2024 | -8.8% | -231.5% |
| FY2023 | 6.7% | -42.4% |
| FY2022 | 11.7% | +3.0% |
| FY2021 | 11.3% | +70.8% |
| FY2020 | 6.6% | +846.1% |
| FY2019 | -0.9% | -104.3% |
| FY2018 | 20.6% | +2414.6% |
| FY2017 | -0.9% | -104.3% |
| FY2016 | 20.6% | +2.9% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026