Company / Operating Margin
PRA Group, Inc. Operating Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Margin
-2.5%
FY2025
5-year range
-2.5% / 34.2%
FY2021-FY2025
Trend
-108.3%
vs FY2024
Sector context
#88 of 105
Financials
What the data says
PRA Group, Inc.'s operating margin of -2.5% is lower than 84% of companies in the Financials sector (FY2025). Operating Margin has fluctuated over the past 10 years, ranging from -2.5% in FY2025 to 34.2% in FY2023.
Based on SEC 10-K filings.
-2.5% in FY2025 with a 5-year CAGR of -22.9%.
Declined from 34.2% to -2.5% over the past 2 years.
Financials sector context is included.
Operating Margin over time
Growth rates
- 3-Year Change
- -35.3pp
- 5-Year Change
- -22.9pp
- 10-Year Change
- -
Sector benchmark
Bottom 16% in FinancialsTop 84% of 105This company -2.5% Sector average -49.0%
▼
+94.9% above sector average
Key checks
Key Insights
- In FY2025, operating margin decreased 108.3% year-over-year.
- Currently 46.4pp above the Financials sector average.
- Peak operating margin was recorded in FY2023.
Company context
Key Data Points
- Low Piotroski F-Score: 2/9 (multiple financial health concerns)
- Altman Z-Score 0.52 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -2.5% | -108.3% |
| FY2024 | 30.5% | -10.9% |
| FY2023 | 34.2% | +4.3% |
| FY2022 | 32.8% | +34.8% |
| FY2021 | 24.3% | +19.4% |
| FY2020 | 20.4% | -21.0% |
| FY2019 | 25.8% | +9.3% |
| FY2018 | 23.6% | -8.5% |
| FY2017 | 25.8% | +9.3% |
| FY2016 | 23.6% | -28.3% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026