Company / Profit Margin
PRA Group, Inc. Profit Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
-25.4%
FY2025
5-year range
-25.4% / 16.7%
FY2021-FY2025
Trend
-501.1%
vs FY2024
Sector context
#266 of 280
Financials
What the data says
Profit Margin changed -501% YoY in FY2025, a notable deviation from the 9-year average annual change of -39%.
Based on SEC 10-K filings.
-25.4% in FY2025 with a 5-year CAGR of -32.6%.
Declined from 16.7% to -25.4% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- -39.4pp
- 5-Year Change
- -32.6pp
- 10-Year Change
- -
Sector benchmark
Bottom 5% in FinancialsTop 95% of 280This company -25.4% Sector average 69.8%
▼
-136.4% below sector average
Key checks
Key Insights
- In FY2025, profit margin decreased 501.1% year-over-year.
- Currently 95.2pp below the Financials sector average.
- Peak profit margin was recorded in FY2019.
Company context
Key Data Points
- Low Piotroski F-Score: 2/9 (multiple financial health concerns)
- Altman Z-Score 0.52 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -25.4% | -501.1% |
| FY2024 | 6.3% | -62.1% |
| FY2023 | 16.7% | +19.3% |
| FY2022 | 14.0% | +65.5% |
| FY2021 | 8.5% | +17.3% |
| FY2020 | 7.2% | -63.6% |
| FY2019 | 19.8% | +114.0% |
| FY2018 | 9.3% | -53.3% |
| FY2017 | 19.8% | +114.0% |
| FY2016 | 9.3% | -48.0% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026