Company / Return on Equity (ROE)
PennyMac Financial Services, Inc. Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
11.6%
FY2025
5-year range
4.1% / 29.4%
FY2021-FY2025
Trend
+43.1%
vs FY2024
Sector context
#164 of 390
Financials
What the data says
At 11.6%, PennyMac Financial Services, Inc.'s return on equity (roe) ranks #164 of 390 in the Financials sector. Return on Equity (ROE) has fluctuated over the past 10 years, ranging from 4.1% in FY2023 to 29.4% in FY2021.
Based on SEC 10-K filings.
11.6% in FY2025 with a 5-year CAGR of +6.3%.
Improved from 4.1% to 11.6% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -2.1pp
- 5-Year Change
- +6.3pp
- 10-Year Change
- -
Sector benchmark
#164 of 390 in FinancialsTop 42% of 390This company 11.6% Sector average 17.6%
▼
-33.8% below sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 43.1% year-over-year.
- Currently 5.9pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2021.
- Lowest return on equity (roe) in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.26 (distress zone, below 1.8 threshold)
- Strong profit margin: 25.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 11.6% | +43.1% |
| FY2024 | 8.1% | +98.8% |
| FY2023 | 4.1% | -70.1% |
| FY2022 | 13.7% | -53.3% |
| FY2021 | 29.4% | +454.0% |
| FY2020 | 5.3% | -72.2% |
| FY2019 | 19.1% | +259.6% |
| FY2018 | 5.3% | -9.6% |
| FY2017 | 5.9% | +24.2% |
| FY2016 | 4.7% | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026