Company / Operating Cash Flow
PennyMac Financial Services, Inc. Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
-$1.7B
FY2025
5-year range
-$4.5B / $6.0B
FY2021-FY2025
Trend
+63.6%
vs FY2024
Sector context
#400 of 413
Financials
What the data says
Among 413 Financials companies, PennyMac Financial Services, Inc. is in the bottom 3% for operating cash flow. Operating Cash Flow returned to growth in FY2025 after 2 years of decline, reaching -$1.7B.
Based on SEC 10-K filings.
-$1.7B in FY2025.
Declined from -$1.6B to -$1.7B over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
Bottom 3% in FinancialsTop 97% of 413This company -$1.7B Sector average $636.4M
▼
-359.6% below sector average
Key checks
Key Insights
- In FY2025, operating cash flow increased 63.6% year-over-year.
- Ranks #400 out of 413 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2022.
- Lowest operating cash flow in the period was in FY2024.
Company context
Key Data Points
- Altman Z-Score 0.26 (distress zone, below 1.8 threshold)
- Strong profit margin: 25.2%
- Low earnings quality (accrual-heavy earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | -$1.7B | +63.6% |
| FY2024 | -$4.5B | -186.5% |
| FY2023 | -$1.6B | -126.2% |
| FY2022 | $6.0B | +135.4% |
| FY2021 | $2.6B | +347.8% |
| FY2020 | $572.4M | +125.5% |
| FY2019 | -$2.2B | -492.2% |
| FY2018 | $572.4M | +164.8% |
| FY2017 | -$883.4M | +5.9% |
| FY2016 | -$938.3M | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026