Company / Return on Assets (ROA)
OppFi Inc. Return on Assets (ROA) History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
3.5%
FY2025
5-year range
-0.2% / 5.1%
FY2021-FY2025
Trend
+208.8%
vs FY2024
Sector context
#108 of 400
Financials
What the data says
Return on Assets (ROA) changed +209% YoY in FY2025, a notable deviation from the 5-year average annual change of +140%.
Based on SEC 10-K filings.
3.5% in FY2025 with a 5-year CAGR of -23.6%.
Improved from -0.2% to 3.5% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +2.3pp
- 5-Year Change
- -23.6pp
- 10-Year Change
- -
Sector benchmark
#108 of 400 in FinancialsTop 27% of 400This company 3.5% Sector average 2.1%
▼
+65.8% above sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 208.8% year-over-year.
- Currently 1.4pp above the Financials sector average.
- Peak return on assets (roa) was recorded in FY2020.
- Lowest return on assets (roa) in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 1.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 3.5% | +208.8% |
| FY2024 | 1.1% | +764.7% |
| FY2023 | -0.2% | -113.9% |
| FY2022 | 1.2% | -76.0% |
| FY2021 | 5.1% | -81.2% |
| FY2020 | 27.1% | - |
| FY2019 | - | - |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026