Company / FCF Margin
Frost Bank FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
5.7%
FY2025
5-year range
5.7% / 41.8%
FY2021-FY2025
Trend
-86.4%
vs FY2024
Sector context
#160 of 206
Financials
What the data says
Frost Bank's fcf margin of 5.7% is lower than 78% of companies in the Financials sector (FY2025). FCF Margin has fluctuated over the past 10 years, ranging from 5.7% in FY2025 to 41.9% in FY2019.
Based on SEC 10-K filings.
5.7% in FY2025 with a 5-year CAGR of -31.2%.
Declined from 16.1% to 5.7% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -24.1pp
- 5-Year Change
- -31.2pp
- 10-Year Change
- -
Sector benchmark
Bottom 22% in FinancialsTop 78% of 206This company 5.7% Sector average 207.7%
▼
-97.3% below sector average
Key checks
Key Insights
- In FY2025, fcf margin decreased 86.4% year-over-year.
- Currently 202.0pp below the Financials sector average.
- Peak fcf margin was recorded in FY2019.
Company context
Key Data Points
- Altman Z-Score 0.15 (distress zone, below 1.8 threshold)
- Strong profit margin: 29.1%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 5.7% | -86.4% |
| FY2024 | 41.8% | +159.2% |
| FY2023 | 16.1% | -45.8% |
| FY2022 | 29.8% | -4.8% |
| FY2021 | 31.2% | -15.3% |
| FY2020 | 36.9% | -11.9% |
| FY2019 | 41.9% | +22.8% |
| FY2018 | 34.1% | +46.8% |
| FY2017 | 23.3% | +48.3% |
| FY2016 | 15.7% | -32.6% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026