Frost Bank Income Statement
CFR / Financials|15 years of annual SEC 10-K data (FY2011-FY2025)
Line items include revenue, cost of goods sold, gross profit, operating expenses, interest, taxes, and net income with per-share data across 15 fiscal years. All figures from audited SEC 10-K filings.
Frost Bank reported $2.2B in revenue and $649M in net income for FY2025. Revenue has grown at a 7.0% compound annual rate over the past 14 years.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.15 (distress zone, below 1.8 threshold)
- Strong profit margin: 29.1%
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.2B | $2.1B | $2.0B | $1.7B | $1.4B | $1.4B | $1.4B | $1.3B | $1.2B | $1.1B | $1.1B | $1.0B | $923.4M | $893.6M | $871.8M |
| Interest Expense | $1.7B | $1.6B | $1.6B | $1.3B | $23.9M | $45.0M | $129.8M | $93.3M | $26.5M | $12.1M | $12.9M | $14.5M | $21.9M | $26.8M | $41.2M |
| Income Tax | $123.1M | $113.4M | $114.4M | $89.7M | $46.5M | $20.2M | $55.9M | $53.8M | $44.2M | $37.1M | $40.5M | $58.0M | $53.0M | $70.5M | $68.7M |
| Net Income | $648.6M | $582.5M | $598.0M | $579.1M | $443.1M | $331.2M | $443.6M | $454.9M | $364.1M | $304.3M | $279.3M | $278.0M | $237.9M | $238.0M | $217.5M |
| EPS (Basic) | $9.92 | $8.88 | $9.11 | $8.84 | $6.79 | $5.11 | $6.89 | $6.97 | $5.56 | $4.73 | $3.82 | $4.32 | $3.82 | $3.87 | $3.55 |
| EPS (Diluted) | $9.92 | $8.87 | $9.10 | $8.81 | $6.76 | $5.10 | $6.84 | $6.90 | $5.51 | $4.70 | $3.80 | $4.29 | $3.80 | $3.86 | $3.54 |
| Shares Outstanding | 64.1M | 64.3M | 64.4M | 64.5M | 64.1M | 63.0M | 63.4M | 64.7M | 64.7M | 63.0M | 61.1M | 63.0M | 61.1M | 61.6M | 61.3M |
| Profit Margin | 29.0% | 28.2% | 30.1% | 34.2% | 32.3% | 23.0% | 32.4% | 34.8% | 30.3% | 27.0% | 26.2% | 27.6% | 25.8% | 26.6% | 24.9% |