Company / Profit Margin
Frost Bank Profit Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
29.0%
FY2025
5-year range
23.0% / 32.4%
FY2021-FY2025
Trend
+2.8%
vs FY2024
Sector context
#74 of 280
Financials
What the data says
At 29.0%, Frost Bank's profit margin ranks #74 of 280 in the Financials sector. Profit Margin has fluctuated over the past 10 years, ranging from 23.0% in FY2022 to 34.8% in FY2020.
Based on SEC 10-K filings.
29.0% in FY2025 with a 5-year CAGR of -5.7%.
Declined from 30.1% to 29.0% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- +6.1pp
- 5-Year Change
- -5.7pp
- 10-Year Change
- -
Sector benchmark
#74 of 280 in FinancialsTop 26% of 280This company 29.0% Sector average 69.8%
▼
-58.4% below sector average
Key checks
Key Insights
- In FY2025, profit margin increased 2.8% year-over-year.
- Currently 40.8pp below the Financials sector average.
- Peak profit margin was recorded in FY2020.
- Lowest profit margin in the period was in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.15 (distress zone, below 1.8 threshold)
- Strong profit margin: 29.1%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 29.0% | +2.8% |
| FY2024 | 28.2% | -6.2% |
| FY2023 | 30.1% | +31.0% |
| FY2022 | 23.0% | -29.2% |
| FY2021 | 32.4% | -6.7% |
| FY2020 | 34.8% | +14.8% |
| FY2019 | 30.3% | +12.0% |
| FY2018 | 27.0% | +3.1% |
| FY2017 | 26.2% | -5.0% |
| FY2016 | 27.6% | +5.3% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026