Company / Free Cash Flow
Frost Bank Free Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$127.3M
FY2025
5-year range
$127.3M / $861.8M
FY2021-FY2025
Trend
-85.2%
vs FY2024
Sector context
#194 of 302
Financials
What the data says
At $127M, Frost Bank's free cash flow ranks #194 of 302 in the Financials sector. Free Cash Flow has fluctuated over the past 10 years, ranging from $127M in FY2025 to $862M in FY2024.
Based on SEC 10-K filings.
$127M in FY2025 with a 5-year CAGR of -23.4%.
Declined from $320M to $127M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -33.3%
- 5-Year CAGR
- -23.4%
- 10-Year CAGR
- -
Sector benchmark
#194 of 302 in FinancialsTop 64% of 302This company $127.3M Sector average $646.4M
▼
-80.3% below sector average
Key checks
Key Insights
- 5-year CAGR of -23.4%, indicating a declining trend.
- In FY2025, free cash flow decreased 85.2% year-over-year.
- Ranks #194 out of 302 companies in the Financials sector.
- Peak free cash flow was recorded in FY2024.
Company context
Key Data Points
- Altman Z-Score 0.15 (distress zone, below 1.8 threshold)
- Strong profit margin: 29.1%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $127.3M | -85.2% |
| FY2024 | $861.8M | +169.1% |
| FY2023 | $320.2M | -25.3% |
| FY2022 | $428.8M | +0.3% |
| FY2021 | $427.4M | -11.5% |
| FY2020 | $483.1M | -4.1% |
| FY2019 | $504.0M | +31.2% |
| FY2018 | $384.2M | +55.1% |
| FY2017 | $247.7M | +56.9% |
| FY2016 | $157.9M | -36.3% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026