Company / Operating Cash Flow
Encore Capital Group, Inc. Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$153.2M
FY2025
5-year range
$153.0M / $303.1M
FY2021-FY2025
Trend
-1.9%
vs FY2024
Sector context
#263 of 405
Financials
What the data says
At $153M, Encore Capital Group, Inc.'s operating cash flow ranks #263 of 405 in the Financials sector. Operating Cash Flow has fluctuated over the past 10 years, ranging from $124M in FY2017 to $313M in FY2020.
Based on SEC 10-K filings.
$153M in FY2025 with a 5-year CAGR of -13.3%.
Remained stable around $153M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -10.1%
- 5-Year CAGR
- -13.3%
- 10-Year CAGR
- -
Sector benchmark
#263 of 405 in FinancialsTop 65% of 405This company $153.2M Sector average $611.8M
▼
-75.0% below sector average
Key checks
Key Insights
- 5-year CAGR of -13.3%, indicating a declining trend.
- In FY2025, operating cash flow decreased 1.9% year-over-year.
- Ranks #263 out of 405 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.96 (distress zone, below 1.8 threshold)
- Negative profit margin: -10.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $153.2M | -1.9% |
| FY2024 | $156.2M | +2.1% |
| FY2023 | $153.0M | -27.4% |
| FY2022 | $210.7M | -30.5% |
| FY2021 | $303.1M | -3.1% |
| FY2020 | $312.9M | +27.8% |
| FY2019 | $244.7M | +31.0% |
| FY2018 | $186.8M | +50.9% |
| FY2017 | $123.8M | -5.0% |
| FY2016 | $130.3M | +12.2% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026