Company / Operating Cash Flow
Encore Capital Group, Inc. Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$153.2M
FY2025
5-year range
$153.0M / $312.9M
FY2021-FY2025
Trend
-1.9%
vs FY2024
Sector context
#266 of 413
Financials
What the data says
At $153M, Encore Capital Group, Inc.'s operating cash flow ranks #266 of 413 in the Financials sector. Operating Cash Flow has fluctuated over the past 10 years, ranging from $112M in FY2016 to $313M in FY2022.
Based on SEC 10-K filings.
$153M in FY2025 with a 5-year CAGR of -3.9%.
Remained stable around $153M over the past 2 years.
Financials sector context is included.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -21.2%
- 5-Year CAGR
- -3.9%
- 10-Year CAGR
- -
Sector benchmark
#266 of 413 in FinancialsTop 64% of 413This company $153.2M Sector average $636.4M
▼
-75.9% below sector average
Key checks
Key Insights
- 5-year CAGR of -3.9%, indicating a declining trend.
- In FY2025, operating cash flow decreased 1.9% year-over-year.
- Ranks #266 out of 413 companies in the Financials sector.
- Peak operating cash flow was recorded in FY2022.
Company context
Key Data Points
- Altman Z-Score 0.96 (distress zone, below 1.8 threshold)
- Negative profit margin: -10.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $153.2M | -1.9% |
| FY2024 | $156.2M | +2.1% |
| FY2023 | $153.0M | -51.1% |
| FY2022 | $312.9M | +27.8% |
| FY2021 | $244.7M | +31.0% |
| FY2020 | $186.8M | +50.9% |
| FY2019 | $123.8M | -5.0% |
| FY2018 | $130.3M | +5.3% |
| FY2017 | $123.8M | +11.0% |
| FY2016 | $111.5M | -4.0% |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026