Company / Free Cash Flow
Encore Capital Group, Inc. Free Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$126.9M
FY2025
5-year range
$126.9M / $269.7M
FY2021-FY2025
Trend
-0.2%
vs FY2024
Sector context
#192 of 296
Financials
What the data says
At $127M, Encore Capital Group, Inc.'s free cash flow ranks #192 of 296 in the Financials sector. Free Cash Flow has declined for 5 consecutive years, from $278M in FY2020 to $127M in FY2025.
Based on SEC 10-K filings.
$127M in FY2025 with a 5-year CAGR of -14.5%.
Remained stable around $127M over the past 2 years.
Financials sector context is included.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -9.9%
- 5-Year CAGR
- -14.5%
- 10-Year CAGR
- -
Sector benchmark
#192 of 296 in FinancialsTop 65% of 296This company $126.9M Sector average $616.2M
▼
-79.4% below sector average
Key checks
Key Insights
- Encore Capital Group, Inc.'s free cash flow has declined for 5 consecutive years.
- 5-year CAGR of -14.5%, indicating a declining trend.
- In FY2025, free cash flow decreased 0.2% year-over-year.
- Ranks #192 out of 296 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.96 (distress zone, below 1.8 threshold)
- Negative profit margin: -10.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $126.9M | -0.2% |
| FY2024 | $127.2M | -0.8% |
| FY2023 | $128.2M | -26.1% |
| FY2022 | $173.5M | -35.7% |
| FY2021 | $269.7M | -3.1% |
| FY2020 | $278.3M | +35.7% |
| FY2019 | $205.1M | +71.9% |
| FY2018 | $119.3M | +24.7% |
| FY2017 | $95.7M | -3.0% |
| FY2016 | $98.7M | +12.7% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026