Company / FCF Margin
Encore Capital Group, Inc. FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
7.2%
FY2025
5-year range
7.2% / 16.7%
FY2021-FY2025
Trend
-25.7%
vs FY2024
Sector context
#153 of 200
Financials
What the data says
Encore Capital Group, Inc.'s fcf margin of 7.2% is lower than 76% of companies in the Financials sector (FY2025). FCF Margin has declined for 5 consecutive years, from 18.5% in FY2020 to 7.2% in FY2025.
Based on SEC 10-K filings.
7.2% in FY2025 with a 5-year CAGR of -11.3%.
Declined from 10.5% to 7.2% over the past 2 years.
Financials sector context is included.
FCF Margin over time
Growth rates
- 3-Year Change
- -5.2pp
- 5-Year Change
- -11.3pp
- 10-Year Change
- -
Sector benchmark
Bottom 24% in FinancialsTop 76% of 200This company 7.2% Sector average 214.0%
▼
-96.6% below sector average
Key checks
Key Insights
- Encore Capital Group, Inc.'s fcf margin has declined for 5 consecutive years.
- In FY2025, fcf margin decreased 25.7% year-over-year.
- Currently 206.9pp below the Financials sector average.
- Peak fcf margin was recorded in FY2020.
Company context
Key Data Points
- Altman Z-Score 0.96 (distress zone, below 1.8 threshold)
- Negative profit margin: -10.6%
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 7.2% | -25.7% |
| FY2024 | 9.7% | -7.8% |
| FY2023 | 10.5% | -15.5% |
| FY2022 | 12.4% | -25.7% |
| FY2021 | 16.7% | -9.9% |
| FY2020 | 18.5% | +27.0% |
| FY2019 | 14.6% | +61.4% |
| FY2018 | 9.0% | +8.3% |
| FY2017 | 8.3% | -5.8% |
| FY2016 | 8.9% | +14.3% |
As of FY2025 · SEC 10-K · Updated Feb 28, 2026