Company / Return on Equity (ROE)
CREDIT ACCEPTANCE CORP Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
27.8%
FY2025
5-year range
14.2% / 52.5%
FY2021-FY2025
Trend
+96.3%
vs FY2024
Sector context
#36 of 390
Financials
What the data says
Among 390 Financials companies, CREDIT ACCEPTANCE CORP is in the top 9% for return on equity (roe). Return on Equity (ROE) returned to growth in FY2025 after 3 years of decline, reaching 27.8%.
Based on SEC 10-K filings.
27.8% in FY2025 with a 5-year CAGR of +9.5%. Top quartile in the Financials sector.
Improved from 16.3% to 27.8% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -5.2pp
- 5-Year Change
- +9.5pp
- 10-Year Change
- -
Sector benchmark
Top 9% in FinancialsTop 9% of 390This company 27.8% Sector average 17.6%
▼
+58.4% above sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 96.3% year-over-year.
- Currently 10.3pp above the Financials sector average.
- Peak return on equity (roe) was recorded in FY2021.
- Lowest return on equity (roe) in the period was in FY2024.
Company context
Key Data Points
- Altman Z-Score 0.47 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 27.8% | +96.3% |
| FY2024 | 14.2% | -13.1% |
| FY2023 | 16.3% | -50.6% |
| FY2022 | 33.0% | -37.2% |
| FY2021 | 52.5% | +187.4% |
| FY2020 | 18.3% | -34.4% |
| FY2019 | 27.9% | -3.4% |
| FY2018 | 28.8% | -5.8% |
| FY2017 | 30.6% | +8.0% |
| FY2016 | 28.3% | -12.2% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026