CREDIT ACCEPTANCE CORP Income Statement
CACC / Financials|15 years of annual SEC 10-K data (FY2011-FY2025)
Line items include revenue, cost of goods sold, gross profit, operating expenses, interest, taxes, and net income with per-share data across 15 fiscal years. All figures from audited SEC 10-K filings.
CREDIT ACCEPTANCE CORP reported $2.3B in revenue and $424M in net income for FY2025. Revenue has grown at a 11.2% compound annual rate over the past 14 years.
Based on SEC 10-K filings.
Key Data Points
- Altman Z-Score 0.47 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.3B | $2.2B | $1.9B | $1.8B | $1.9B | $1.7B | $1.5B | $1.3B | $1.1B | $969.2M | $825.3M | $723.5M | $525.2M | $442.1M | $525.2M |
| SG&A Expense | $161.4M | $97.9M | $87.2M | $88.7M | $100.3M | $69.6M | $65.1M | $55.7M | $55.5M | $48.2M | $37.8M | $34.3M | $25.6M | $26.4M | $25.6M |
| Interest Expense | $462.9M | $419.5M | $266.5M | $166.6M | $164.2M | $192.0M | $196.2M | $156.6M | $120.2M | $97.7M | $76.0M | $56.7M | $57.2M | $47.8M | $57.2M |
| Income Tax | $141.5M | $81.6M | $81.5M | $175.9M | $302.6M | $128.5M | $199.8M | $181.1M | $113.6M | $198.4M | $174.8M | $154.7M | $108.4M | $83.4M | $108.4M |
| Net Income | $423.9M | $247.9M | $286.1M | $535.8M | $958.3M | $421.0M | $656.1M | $574.0M | $470.2M | $332.8M | $299.7M | $266.2M | $188.0M | $170.1M | $188.0M |
| EPS (Basic) | $37.02 | $20.12 | $22.09 | $39.50 | $59.57 | $23.57 | $34.71 | $29.52 | $24.12 | $16.37 | $10.61 | $8.65 | $7.15 | $5.79 | $4.78 |
| EPS (Diluted) | $36.38 | $19.88 | $21.99 | $39.32 | $59.52 | $23.47 | $34.57 | $29.39 | $24.04 | $16.31 | $10.54 | $8.58 | $7.07 | $5.67 | $4.62 |
| Shares Outstanding | 10.7M | 12.0M | 12.5M | 12.8M | 14.1M | 17.1M | 18.4M | 19.0M | 19.3M | 19.9M | 20.6M | 22.9M | 24.1M | 25.6M | 27.3M |
| Profit Margin | 18.3% | 11.5% | 15.0% | 29.2% | 51.6% | 25.2% | 44.1% | 44.6% | 42.4% | 34.3% | 36.3% | 36.8% | 35.8% | 38.5% | 35.8% |