Company / Financials
CREDIT ACCEPTANCE CORP Financials
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableRevenue
$2.3B
FY2025 · +7.2% YoY
Net Income
$423.9M
FY2025 · +71.0% YoY
Profit Margin
18.3%
FY2025 · net income / revenue
ROE
27.8%
FY2025 · return on equity
Total Assets
$8.6B
FY2025
Total Debt
-
FY2025
Equity
$1.5B
FY2025
ROA
4.9%
FY2025 · return on assets
Statement paths
Financial highlights
Key Data Points
- Altman Z-Score 0.47 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Metric history
Revenue HistoryTotal revenue from operations$2.3B+7.2% YoYNet Income HistoryProfit after all expenses and taxes$423.9M+71.0% YoYSG&A Expense HistorySelling, general, and administrative expenses$161.4M+64.9% YoYInterest Expense HistoryCost of borrowing and debt obligations$462.9M+10.3% YoYIncome Tax HistoryTotal income tax expense$141.5M+73.4% YoYEPS (Basic) HistoryBasic earnings per share$37.02+84.0% YoYEPS (Diluted) HistoryDiluted earnings per share including stock options and convertibles$36.38+83.0% YoYShares Outstanding HistoryWeighted average diluted shares outstanding10.7M-11.4% YoYTotal Assets HistoryTotal value of all assets owned$8.6B-2.5% YoYTotal Debt HistoryTotal outstanding debt obligations$1.6B