Company / Net Income
CREDIT ACCEPTANCE CORP Net Income History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Net Income
$423.9M
FY2025
5-year range
$247.9M / $958.3M
FY2021-FY2025
Trend
+71.0%
vs FY2024
Sector context
#150 of 412
Financials
What the data says
At $424M, CREDIT ACCEPTANCE CORP's net income ranks #150 of 412 in the Financials sector. Net Income returned to growth in FY2025 after 3 years of decline, reaching $424M.
Based on SEC 10-K filings.
$424M in FY2025 with a 5-year CAGR of +0.1%.
Improved from $286M to $424M over the past 2 years.
Financials sector context is included.
Net Income over time
Growth rates
- 3-Year CAGR
- -7.5%
- 5-Year CAGR
- +0.1%
- 10-Year CAGR
- -
Sector benchmark
#150 of 412 in FinancialsTop 36% of 412This company $423.9M Sector average $1.5B
▼
-72.5% below sector average
Key checks
Key Insights
- 5-year CAGR of +0.1%, indicating consistent growth.
- In FY2025, net income increased 71.0% year-over-year.
- Ranks #150 out of 412 companies in the Financials sector.
- Peak net income was recorded in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.47 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Net IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $423.9M | +71.0% |
| FY2024 | $247.9M | -13.4% |
| FY2023 | $286.1M | -46.6% |
| FY2022 | $535.8M | -44.1% |
| FY2021 | $958.3M | +127.6% |
| FY2020 | $421.0M | -35.8% |
| FY2019 | $656.1M | +14.3% |
| FY2018 | $574.0M | +22.1% |
| FY2017 | $470.2M | +41.3% |
| FY2016 | $332.8M | +11.0% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026