Company / Interest Expense
CREDIT ACCEPTANCE CORP Interest Expense History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Interest Expense
$462.9M
FY2025
5-year range
$164.2M / $462.9M
FY2021-FY2025
Trend
+10.3%
vs FY2024
Sector context
#71 of 224
Financials
What the data says
At $463M, CREDIT ACCEPTANCE CORP's interest expense ranks #154 of 224 in the Financials sector. Interest Expense has increased for 4 consecutive years, from $164M in FY2021 to $463M in FY2025.
Based on SEC 10-K filings.
$463M in FY2025 with a 5-year CAGR of +19.2%.
Increased from $267M to $463M over the past 2 years.
Financials sector context is included.
Interest Expense over time
Growth rates
- 3-Year CAGR
- +40.6%
- 5-Year CAGR
- +19.2%
- 10-Year CAGR
- -
Sector benchmark
#154 of 224 in FinancialsTop 68% of 224This company $462.9M Sector average $1.1B
▼
-59.6% below sector average
Key checks
Key Insights
- CREDIT ACCEPTANCE CORP's interest expense has grown for 4 consecutive years.
- 5-year CAGR of +19.2%, indicating consistent growth.
- In FY2025, interest expense increased 10.3% year-over-year.
- Ranks #71 out of 224 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.47 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Interest ExpenseValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $462.9M | +10.3% |
| FY2024 | $419.5M | +57.4% |
| FY2023 | $266.5M | +60.0% |
| FY2022 | $166.6M | +1.5% |
| FY2021 | $164.2M | -14.5% |
| FY2020 | $192.0M | -2.1% |
| FY2019 | $196.2M | +25.3% |
| FY2018 | $156.6M | +30.3% |
| FY2017 | $120.2M | +23.0% |
| FY2016 | $97.7M | +28.6% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026