Company / Free Cash Flow
CITIZENS, INC. Free Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Free Cash Flow
$17.5M
FY2025
5-year range
$17.5M / $71.7M
FY2021-FY2025
Trend
-18.9%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Free Cash Flow has declined for 7 consecutive years, from $100M in FY2018 to $18M in FY2025.
Based on SEC 10-K filings.
$18M in FY2025 with a 5-year CAGR of -26.9%.
Declined from $39M to $18M over the past 2 years.
Free Cash Flow over time
Growth rates
- 3-Year CAGR
- -32.4%
- 5-Year CAGR
- -26.9%
- 10-Year CAGR
- -
Key checks
Key Insights
- CITIZENS, INC.'s free cash flow has declined for 7 consecutive years.
- 5-year CAGR of -26.9%, indicating a declining trend.
- In FY2025, free cash flow decreased 18.9% year-over-year.
- Peak free cash flow was recorded in FY2018.
Company context
Key Data Points
- Low Piotroski F-Score: 2/9 (multiple financial health concerns)
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Free Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $17.5M | -18.9% |
| FY2024 | $21.6M | -45.2% |
| FY2023 | $39.4M | -30.6% |
| FY2022 | $56.8M | -20.8% |
| FY2021 | $71.7M | -14.5% |
| FY2020 | $83.9M | -8.5% |
| FY2019 | $91.7M | -8.4% |
| FY2018 | $100.1M | +15.6% |
| FY2017 | $86.6M | -11.2% |
| FY2016 | $97.5M | +20.3% |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026