Company / FCF Margin
CITIZENS, INC. FCF Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest FCF Margin
31.5%
FY2025
5-year range
9.0% / 31.5%
FY2021-FY2025
Trend
+251.0%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
FCF Margin changed +251% YoY in FY2025, a notable deviation from the 9-year average annual change of +14%.
Based on SEC 10-K filings.
31.5% in FY2025 with a 5-year CAGR of -2.9%.
Improved from 15.7% to 31.5% over the past 2 years.
FCF Margin over time
Growth rates
- 3-Year Change
- +7.1pp
- 5-Year Change
- -2.9pp
- 10-Year Change
- -
Key checks
Key Insights
- In FY2025, fcf margin increased 251.0% year-over-year.
- Peak fcf margin was recorded in FY2016.
- Lowest fcf margin in the period was in FY2024.
Company context
Key Data Points
- Low Piotroski F-Score: 2/9 (multiple financial health concerns)
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | FCF MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 31.5% | +251.0% |
| FY2024 | 9.0% | -42.9% |
| FY2023 | 15.7% | -35.6% |
| FY2022 | 24.4% | -14.6% |
| FY2021 | 28.6% | -16.8% |
| FY2020 | 34.4% | -5.3% |
| FY2019 | 36.3% | -11.0% |
| FY2018 | 40.8% | +11.3% |
| FY2017 | 36.6% | -13.4% |
| FY2016 | 42.3% | +11.6% |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026