Company / Operating Cash Flow
CITIZENS, INC. Operating Cash Flow History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Cash Flow
$18.0M
FY2025
5-year range
$18.0M / $72.2M
FY2021-FY2025
Trend
-18.5%
vs FY2024
Sector context
Sector data unavailable
Latest sector comparison
What the data says
Operating Cash Flow has declined for 7 consecutive years, from $102M in FY2018 to $18M in FY2025.
Based on SEC 10-K filings.
$18M in FY2025 with a 5-year CAGR of -26.6%.
Declined from $40M to $18M over the past 2 years.
Operating Cash Flow over time
Growth rates
- 3-Year CAGR
- -31.9%
- 5-Year CAGR
- -26.6%
- 10-Year CAGR
- -
Key checks
Key Insights
- CITIZENS, INC.'s operating cash flow has declined for 7 consecutive years.
- 5-year CAGR of -26.6%, indicating a declining trend.
- In FY2025, operating cash flow decreased 18.5% year-over-year.
- Peak operating cash flow was recorded in FY2018.
Company context
Key Data Points
- Low Piotroski F-Score: 2/9 (multiple financial health concerns)
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating Cash FlowValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $18.0M | -18.5% |
| FY2024 | $22.1M | -45.5% |
| FY2023 | $40.5M | -28.9% |
| FY2022 | $56.9M | -21.2% |
| FY2021 | $72.2M | -14.7% |
| FY2020 | $84.6M | -9.0% |
| FY2019 | $93.0M | -9.1% |
| FY2018 | $102.3M | +17.3% |
| FY2017 | $87.2M | -11.0% |
| FY2016 | $97.9M | +20.3% |
As of FY2025 · SEC 10-K · Updated Jun 24, 2026