CITIZENS, INC. Cash Flow Statement
CIA|15 years of annual SEC 10-K data (FY2011-FY2025)
Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 15 fiscal years. All figures from audited SEC 10-K filings.
CITIZENS, INC. generated $18M in operating cash flow and $18M in free cash flow in FY2025. Free cash flow margin was 31.5% of revenue.
Based on SEC 10-K filings.
Key Data Points
- Low Piotroski F-Score: 2/9 (multiple financial health concerns)
- Altman Z-Score 0.13 (distress zone, below 1.8 threshold)
Data sourced from SEC EDGAR filings. Not investment advice.
| Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | -$1.6M | $24.4M | $72.7M | $26.0M | -$1.4M | -$11.1M | -$38.1M | $2.0M | -$3.1M | -$6.0M | $4.8M | $4.5M | $8.5M | $14.7M | $17.3M |
| Depreciation & Amortization | - | $515.0K | $1.1M | - | $1.7M | $1.5M | $1.1M | $806.0K | $779.0K | $1.1M | $1.3M | $1.2M | $1.1M | $1.0M | $1.2M |
| Operating Cash Flow | $18.0M | $22.1M | $40.5M | $56.9M | $72.2M | $84.6M | $93.0M | $102.3M | $87.2M | $97.9M | $81.4M | $69.3M | $64.3M | $60.5M | $52.1M |
| Capital Expenditures | $447.0K | $442.0K | $1.0M | $100.0K | $511.0K | $724.0K | $1.3M | $2.2M | $590.0K | $481.0K | $393.0K | $619.0K | $1.8M | $2.1M | $960.0K |
| Free Cash Flow | $17.5M | $21.6M | $39.4M | $56.8M | $71.7M | $83.9M | $91.7M | $100.1M | $86.6M | $97.5M | $81.0M | $68.7M | $62.5M | $58.5M | $51.1M |
| Share Buybacks | - | $919.0K | $9.1M | $2.7M | $0 | - | - | - | - | - | - | - | - | - | - |
| FCF Margin | 31.5% | 9.0% | 15.7% | 24.4% | 28.6% | 34.4% | 36.3% | 40.8% | 36.6% | 42.3% | 37.9% | 33.9% | 32.2% | 30.7% | 27.1% |