Company / Return on Equity (ROE)
Capital One Return on Equity (ROE) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
2.2%
FY2025
5-year range
2.2% / 20.3%
FY2021-FY2025
Trend
-72.3%
vs FY2024
Sector context
#344 of 387
Financials
What the data says
Capital One's return on equity (roe) of 2.2% is lower than 89% of companies in the Financials sector (FY2025). Return on Equity (ROE) has declined for 4 consecutive years, from 20.3% in FY2021 to 2.2% in FY2025.
Based on SEC 10-K filings.
2.2% in FY2025 with a 5-year CAGR of -2.4%.
Declined from 8.4% to 2.2% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -11.8pp
- 5-Year Change
- -2.4pp
- 10-Year Change
- -
Sector benchmark
Bottom 11% in FinancialsTop 89% of 387This company 2.2% Sector average 17.3%
▼
-87.5% below sector average
Key checks
Key Insights
- Capital One's return on equity (roe) has declined for 4 consecutive years.
- In FY2025, return on equity (roe) decreased 72.3% year-over-year.
- Currently 15.2pp below the Financials sector average.
- Peak return on equity (roe) was recorded in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.25 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 2.2% | -72.3% |
| FY2024 | 7.8% | -7.1% |
| FY2023 | 8.4% | -39.9% |
| FY2022 | 14.0% | -31.0% |
| FY2021 | 20.3% | +350.1% |
| FY2020 | 4.5% | -52.8% |
| FY2019 | 9.6% | -17.9% |
| FY2018 | 11.6% | +35.8% |
| FY2017 | 8.6% | +8.6% |
| FY2016 | 7.9% | -7.9% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026