Company / Net Income
Capital One Net Income History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Net Income
$2.5B
FY2025
5-year range
$2.5B / $12.4B
FY2021-FY2025
Trend
-48.4%
vs FY2024
Sector context
#48 of 408
Financials
What the data says
Capital One's net income of $2.5B is higher than 88% of companies in the Financials sector (FY2025). Net Income has declined for 4 consecutive years, from $12.4B in FY2021 to $2.5B in FY2025.
Based on SEC 10-K filings.
$2.5B in FY2025 with a 5-year CAGR of -2.0%. Top quartile in the Financials sector.
Declined from $4.9B to $2.5B over the past 2 years.
Financials sector context is included.
Net Income over time
Growth rates
- 3-Year CAGR
- -30.7%
- 5-Year CAGR
- -2.0%
- 10-Year CAGR
- -
Sector benchmark
Top 12% in FinancialsTop 12% of 408This company $2.5B Sector average $1.5B
▼
+58.5% above sector average
Key checks
Key Insights
- Capital One's net income has declined for 4 consecutive years.
- 5-year CAGR of -2.0%, indicating a declining trend.
- In FY2025, net income decreased 48.4% year-over-year.
- Ranks #48 out of 408 companies in the Financials sector.
Company context
Key Data Points
- Altman Z-Score 0.25 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Net IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $2.5B | -48.4% |
| FY2024 | $4.8B | -2.8% |
| FY2023 | $4.9B | -33.6% |
| FY2022 | $7.4B | -40.6% |
| FY2021 | $12.4B | +356.5% |
| FY2020 | $2.7B | -51.1% |
| FY2019 | $5.5B | -7.8% |
| FY2018 | $6.0B | +48.5% |
| FY2017 | $4.0B | +8.0% |
| FY2016 | $3.8B | -7.4% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026