Company / Return on Assets (ROA)
Capital One Return on Assets (ROA) History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
0.4%
FY2025
5-year range
0.4% / 2.9%
FY2021-FY2025
Trend
-61.9%
vs FY2024
Sector context
#343 of 398
Financials
What the data says
Capital One's return on assets (roa) of 0.4% is lower than 86% of companies in the Financials sector (FY2025). Return on Assets (ROA) has declined for 4 consecutive years, from 2.9% in FY2021 to 0.4% in FY2025.
Based on SEC 10-K filings.
0.4% in FY2025 with a 5-year CAGR of -0.3%.
Declined from 1.0% to 0.4% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- -1.3pp
- 5-Year Change
- -0.3pp
- 10-Year Change
- -
Sector benchmark
Bottom 14% in FinancialsTop 86% of 398This company 0.4% Sector average 2.7%
▼
-86.5% below sector average
Key checks
Key Insights
- Capital One's return on assets (roa) has declined for 4 consecutive years.
- In FY2025, return on assets (roa) decreased 61.9% year-over-year.
- Currently 2.4pp below the Financials sector average.
- Peak return on assets (roa) was recorded in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.25 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 0.4% | -61.9% |
| FY2024 | 1.0% | -4.9% |
| FY2023 | 1.0% | -37.0% |
| FY2022 | 1.6% | -43.6% |
| FY2021 | 2.9% | +348.4% |
| FY2020 | 0.6% | -54.9% |
| FY2019 | 1.4% | -11.8% |
| FY2018 | 1.6% | +45.0% |
| FY2017 | 1.1% | +5.7% |
| FY2016 | 1.1% | -13.2% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026