Capital One Cash Flow Statement

COF / Financials|15 years of annual SEC 10-K data (FY2011-FY2025)

Covers operating cash flow, capital expenditures, free cash flow, share buybacks, and dividends paid across 15 fiscal years. All figures from audited SEC 10-K filings.

Capital One generated $27.7B in operating cash flow and $26.1B in free cash flow in FY2025. Free cash flow margin was 48.9% of revenue.

Based on SEC 10-K filings.

Key Data Points

Altman Z-Score 0.25 (distress zone, below 1.8 threshold)
High earnings quality (cash-backed earnings)

Data sourced from SEC EDGAR filings. Not investment advice.

Item	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011
Net Income	$2.5B	$4.8B	$4.9B	$7.4B	$12.4B	$2.7B	$5.5B	$6.0B	$4.0B	$3.8B	$4.0B	$4.4B	$4.1B	$3.5B	$3.1B
Depreciation & Amortization	$5.3B	$3.2B	$3.2B	$3.2B	$3.5B	$3.5B	$3.3B	$2.4B	$2.1B	$2.4B	$2.1B	$2.0B	$571.0M	$1.9B	$317.0M
Operating Cash Flow	$27.7B	$18.2B	$20.6B	$13.8B	$12.3B	$16.7B	$16.6B	$13.0B	$10.1B	$11.9B	$10.1B	$9.3B	$10.0B	$9.5B	$7.5B
Capital Expenditures	$1.6B	$1.2B	$961.0M	$934.0M	$698.0M	$710.0M	$887.0M	$874.0M	$532.0M	$779.0M	$532.0M	$502.0M	$818.0M	$560.0M	$315.0M
Free Cash Flow	$26.1B	$17.0B	$19.6B	$12.9B	$11.6B	$16.0B	$15.8B	$12.1B	$9.6B	$11.1B	$9.6B	$8.8B	$9.2B	$9.0B	$7.1B
Share Buybacks	$4.1B	$734.0M	$718.0M	$4.9B	$7.6B	$393.0M	$1.5B	$2.3B	$2.4B	$3.7B	$2.4B	$2.0B	$1.0B	$43.0M	$42.0M
Dividends Paid	$1.5B	$932.0M	$931.0M	$950.0M	$1.1B	$460.0M	$753.0M	$773.0M	$816.0M	$812.0M	$816.0M	$679.0M	$555.0M	$111.0M	$91.0M
FCF Margin	48.9%	43.4%	53.3%	37.6%	38.1%	56.1%	55.1%	43.1%	41.0%	43.4%	41.0%	39.5%	40.9%	41.9%	43.9%

Other Financial Statements

Income Statement Balance Sheet All Financial Data

Scores & Analysis

Piotroski F-Score Altman Z-Score Financial Ratios

Capital One Profile All Financial Data

Item

FY2025

FY2024

FY2023

FY2022

FY2021

FY2020

FY2019

FY2018

FY2017

FY2016

FY2015

FY2014

FY2013

FY2012

FY2011

Net Income

$2.5B

$4.8B

$4.9B

$7.4B

$12.4B

$2.7B

$5.5B

$6.0B

$4.0B

$3.8B

$4.0B

$4.4B

$4.1B

$3.5B

$3.1B

Depreciation & Amortization

$5.3B

$3.2B

$3.5B

$3.3B

$2.4B

$2.1B

$2.4B

$2.1B

$2.0B

$571.0M

$1.9B

$317.0M

Operating Cash Flow

$27.7B

$18.2B

$20.6B

$13.8B

$12.3B

$16.7B

$16.6B

$13.0B

$10.1B

$11.9B

$10.1B

$9.3B

$10.0B

$9.5B

$7.5B

Capital Expenditures

$1.6B

$1.2B

$961.0M

$934.0M

$698.0M

$710.0M

$887.0M

$874.0M

$532.0M

$779.0M

$532.0M

$502.0M

$818.0M

$560.0M

$315.0M

Free Cash Flow

$26.1B

$17.0B

$19.6B

$12.9B

$11.6B

$16.0B

$15.8B

$12.1B

$9.6B

$11.1B

$9.6B

$8.8B

$9.2B

$9.0B

$7.1B

Share Buybacks

$4.1B

$734.0M

$718.0M

$4.9B

$7.6B

$393.0M

$1.5B

$2.3B

$2.4B

$3.7B

$2.4B

$2.0B

$1.0B

$43.0M

$42.0M

Dividends Paid

$1.5B

$932.0M

$931.0M

$950.0M

$1.1B

$460.0M

$753.0M

$773.0M

$816.0M

$812.0M

$816.0M

$679.0M

$555.0M

$111.0M

$91.0M

FCF Margin

48.9%

43.4%

53.3%

37.6%

38.1%

56.1%

55.1%

43.1%

41.0%

43.4%

41.0%

39.5%

40.9%

41.9%

43.9%