Company / Profit Margin
Capital One Profit Margin History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Profit Margin
4.6%
FY2025
5-year range
4.6% / 40.7%
FY2021-FY2025
Trend
-62.2%
vs FY2024
Sector context
#232 of 278
Financials
What the data says
Capital One's profit margin of 4.6% is lower than 83% of companies in the Financials sector (FY2025). Profit Margin has declined for 4 consecutive years, from 40.7% in FY2021 to 4.6% in FY2025.
Based on SEC 10-K filings.
4.6% in FY2025 with a 5-year CAGR of -4.9%.
Declined from 13.3% to 4.6% over the past 2 years.
Financials sector context is included.
Profit Margin over time
Growth rates
- 3-Year Change
- -16.9pp
- 5-Year Change
- -4.9pp
- 10-Year Change
- -
Sector benchmark
Bottom 17% in FinancialsTop 83% of 278This company 4.6% Sector average 70.2%
▼
-93.5% below sector average
Key checks
Key Insights
- Capital One's profit margin has declined for 4 consecutive years.
- In FY2025, profit margin decreased 62.2% year-over-year.
- Currently 65.6pp below the Financials sector average.
- Peak profit margin was recorded in FY2021.
Company context
Key Data Points
- Altman Z-Score 0.25 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Profit MarginValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | 4.6% | -62.2% |
| FY2024 | 12.1% | -8.6% |
| FY2023 | 13.3% | -38.2% |
| FY2022 | 21.5% | -47.2% |
| FY2021 | 40.7% | +327.6% |
| FY2020 | 9.5% | -50.9% |
| FY2019 | 19.4% | -9.4% |
| FY2018 | 21.4% | +23.8% |
| FY2017 | 17.3% | +17.6% |
| FY2016 | 14.7% | -15.0% |
As of FY2025 · SEC 10-K · Updated Jul 2, 2026