Company / Operating Income
Bread Financial Holdings, Inc. Operating Income History
FY2016-FY2020 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Operating Income
$301.0M
FY2020
5-year range
-
FY2016-FY2020
Trend
-54.5%
vs FY2019
Sector context
#54 of 118
Financials
What the data says
At $301M, Bread Financial Holdings, Inc.'s operating income ranks #54 of 118 in the Financials sector. Declined from $1.8B to $301M over the past 2 years.
Based on SEC 10-K filings.
$301M in FY2020 with a 3-year CAGR of -41.7%.
Declined from $1.8B to $301M over the past 2 years.
Financials sector context is included.
Operating Income over time
Growth rates
- 3-Year CAGR
- -41.7%
- 5-Year CAGR
- -
- 10-Year CAGR
- -
Sector benchmark
#54 of 118 in FinancialsTop 46% of 118This company $301.0M Sector average $1.1B
▼
-72.9% below sector average
Key checks
Key Insights
- 3-year CAGR of -41.7%, indicating a declining trend.
- In FY2020, operating income decreased 54.5% year-over-year.
- Ranks #54 out of 118 companies in the Financials sector.
- Peak operating income was recorded in FY2018.
Company context
Key Data Points
- Altman Z-Score 0.30 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Operating IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | - | - |
| FY2024 | - | - |
| FY2023 | - | - |
| FY2022 | - | - |
| FY2021 | - | - |
| FY2020 | $301.0M | -54.5% |
| FY2019 | $662.0M | -62.3% |
| FY2018 | $1.8B | +15.8% |
| FY2017 | $1.5B | +19.9% |
| FY2016 | $1.3B | +0.3% |
As of FY2020 · SEC 10-K · Updated Mar 28, 2026