Bread Financial Holdings, Inc. Balance Sheet

BFH / Financials|15 years of annual SEC 10-K data (FY2011-FY2025)

Shows total assets, cash and equivalents, receivables, property and equipment, total debt, and shareholders' equity across 15 fiscal years. All figures from audited SEC 10-K filings.

Bread Financial Holdings, Inc. had $22.7B in total assets and $3.3B in shareholders' equity as of FY2025. Total debt was $4.3B against $3.6B in cash, resulting in $704M net debt.

Based on SEC 10-K filings.

Key Data Points

Altman Z-Score 0.30 (distress zone, below 1.8 threshold)
High earnings quality (cash-backed earnings)

Data sourced from SEC EDGAR filings. Not investment advice.

Item	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011
Cash & Equivalents	$3.6B	$3.7B	$3.6B	$3.9B	$3.0B	$2.8B	$3.9B	$3.8B	$4.2B	$1.9B	$1.2B	$1.1B	$969.8M	$893.4M	$216.2M
Accounts Receivable	$148.0M	$145.0M	$144.0M	$164.0M	$151.0M	$383.8M	$451.1M	$404.0M	$822.3M	$797.2M	$706.5M	$743.3M	$394.8M	$370.1M	$300.9M
Inventory	-	-	-	-	-	$164.3M	$218.0M	$248.0M	$234.1M	$271.3M	$228.0M	$220.5M	$14.6M	-	-
Current Assets	-	-	-	-	-	$19.6B	$24.1B	$24.7B	$24.7B	$19.6B	$16.3B	$13.8B	$10.4B	$9.1B	$6.6B
PP&E (Net)	$117.0M	$142.0M	$167.0M	$195.0M	$215.0M	$213.0M	$282.3M	$288.2M	$613.9M	$586.0M	$576.7M	$559.6M	$299.2M	$253.0M	$195.4M
Goodwill	$634.0M	$634.0M	$634.0M	$634.0M	$634.0M	$634.0M	$954.9M	$954.8M	$992.8M	$3.8B	$3.8B	$3.9B	$1.7B	$1.8B	$1.4B
Total Assets	$22.7B	$22.9B	$23.1B	$25.4B	$21.7B	$22.5B	$26.5B	$30.4B	$30.7B	$25.5B	$22.3B	$20.2B	$13.2B	$12.0B	$9.0B
Current Liabilities	-	-	-	-	-	$10.4B	$11.9B	$11.5B	$10.1B	$9.2B	$6.4B	$6.3B	$4.5B	$5.0B	$3.9B
Total Debt	$4.3B	$5.6B	$5.3B	$8.0B	$7.4B	$2.8B	$2.8B	$5.7B	$6.1B	$5.6B	$5.1B	$4.8B	$2.8B	$2.9B	$2.2B
Shareholders' Equity	$3.3B	$3.1B	$2.9B	$2.3B	$2.1B	$1.5B	$1.6B	$2.3B	$1.9B	$1.7B	$2.0B	$2.4B	$855.8M	$528.5M	$176.0M

Other Financial Statements

Income Statement Cash Flow Statement All Financial Data

Scores & Analysis

Piotroski F-Score Altman Z-Score Financial Ratios

Bread Financial Holdings, Inc. Profile All Financial Data

Item

FY2025

FY2024

FY2023

FY2022

FY2021

FY2020

FY2019

FY2018

FY2017

FY2016

FY2015

FY2014

FY2013

FY2012

FY2011

Cash & Equivalents

$3.6B

$3.7B

$3.6B

$3.9B

$3.0B

$2.8B

$3.9B

$3.8B

$4.2B

$1.9B

$1.2B

$1.1B

$969.8M

$893.4M

$216.2M

Accounts Receivable

$148.0M

$145.0M

$144.0M

$164.0M

$151.0M

$383.8M

$451.1M

$404.0M

$822.3M

$797.2M

$706.5M

$743.3M

$394.8M

$370.1M

$300.9M

Inventory

$164.3M

$218.0M

$248.0M

$234.1M

$271.3M

$228.0M

$220.5M

$14.6M

Current Assets

$19.6B

$24.1B

$24.7B

$19.6B

$16.3B

$13.8B

$10.4B

$9.1B

$6.6B

PP&E (Net)

$117.0M

$142.0M

$167.0M

$195.0M

$215.0M

$213.0M

$282.3M

$288.2M

$613.9M

$586.0M

$576.7M

$559.6M

$299.2M

$253.0M

$195.4M

Goodwill

$634.0M

$954.9M

$954.8M

$992.8M

$3.8B

$3.9B

$1.7B

$1.8B

$1.4B

Total Assets

$22.7B

$22.9B

$23.1B

$25.4B

$21.7B

$22.5B

$26.5B

$30.4B

$30.7B

$25.5B

$22.3B

$20.2B

$13.2B

$12.0B

$9.0B

Current Liabilities

$10.4B

$11.9B

$11.5B

$10.1B

$9.2B

$6.4B

$6.3B

$4.5B

$5.0B

$3.9B

Total Debt

$4.3B

$5.6B

$5.3B

$8.0B

$7.4B

$2.8B

$5.7B

$6.1B

$5.6B

$5.1B

$4.8B

$2.8B

$2.9B

$2.2B

Shareholders' Equity

$3.3B

$3.1B

$2.9B

$2.3B

$2.1B

$1.5B

$1.6B

$2.3B

$1.9B

$1.7B

$2.0B

$2.4B

$855.8M

$528.5M

$176.0M