Company / Net Income
Bread Financial Holdings, Inc. Net Income History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Net Income
$518.0M
FY2025
5-year range
$223.0M / $801.0M
FY2021-FY2025
Trend
+87.0%
vs FY2024
Sector context
#132 of 412
Financials
What the data says
At $518M, Bread Financial Holdings, Inc.'s net income ranks #132 of 412 in the Financials sector. Net Income has fluctuated over the past 10 years, ranging from $214M in FY2020 to $963M in FY2018.
Based on SEC 10-K filings.
$518M in FY2025 with a 5-year CAGR of +19.3%.
Declined from $718M to $518M over the past 2 years.
Financials sector context is included.
Net Income over time
Growth rates
- 3-Year CAGR
- +32.4%
- 5-Year CAGR
- +19.3%
- 10-Year CAGR
- -
Sector benchmark
#132 of 412 in FinancialsTop 32% of 412This company $518.0M Sector average $1.5B
▼
-66.3% below sector average
Key checks
Key Insights
- 5-year CAGR of +19.3%, indicating consistent growth.
- In FY2025, net income increased 87.0% year-over-year.
- Ranks #132 out of 412 companies in the Financials sector.
- Peak net income was recorded in FY2018.
Company context
Key Data Points
- Altman Z-Score 0.30 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Net IncomeValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $518.0M | +87.0% |
| FY2024 | $277.0M | -61.4% |
| FY2023 | $718.0M | +222.0% |
| FY2022 | $223.0M | -72.2% |
| FY2021 | $801.0M | +274.3% |
| FY2020 | $214.0M | -23.0% |
| FY2019 | $278.0M | -71.1% |
| FY2018 | $963.1M | +22.1% |
| FY2017 | $788.7M | +52.4% |
| FY2016 | $517.6M | -14.5% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026