Company / Financials
Bread Financial Holdings, Inc. Financials
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableRevenue
$3.8B
FY2025 · +0.2% YoY
Net Income
$518.0M
FY2025 · +87.0% YoY
Profit Margin
13.5%
FY2025 · net income / revenue
ROE
15.6%
FY2025 · return on equity
Total Assets
$22.7B
FY2025
Total Debt
$4.3B
1.29x debt/equity
Equity
$3.3B
FY2025
ROA
2.3%
FY2025 · return on assets
Statement paths
Financial highlights
Key Data Points
- Altman Z-Score 0.30 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Metric history
Revenue HistoryTotal revenue from operations$3.8B+0.2% YoYNet Income HistoryProfit after all expenses and taxes$518.0M+87.0% YoYCost of Revenue HistoryDirect costs of producing goods and services sold$2.1BOperating Income HistoryProfit from core business operations before interest and taxes$301.0MSG&A Expense HistorySelling, general, and administrative expenses$105.7MInterest Expense HistoryCost of borrowing and debt obligations$879.0MIncome Tax HistoryTotal income tax expense$94.0M-7.8% YoYEPS (Basic) HistoryBasic earnings per share$14.39+221.9% YoYEPS (Diluted) HistoryDiluted earnings per share including stock options and convertibles$14.34+221.5% YoYShares Outstanding HistoryWeighted average diluted shares outstanding49.1M-1.8% YoY