Company / Accounts Receivable
Bread Financial Holdings, Inc. Accounts Receivable History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Accounts Receivable
$148.0M
FY2025
5-year range
$144.0M / $164.0M
FY2021-FY2025
Trend
+2.1%
vs FY2024
Sector context
#57 of 97
Financials
What the data says
At $148M, Bread Financial Holdings, Inc.'s accounts receivable ranks #57 of 97 in the Financials sector. Accounts Receivable has fluctuated over the past 10 years, ranging from $144M in FY2023 to $822M in FY2017.
Based on SEC 10-K filings.
$148M in FY2025 with a 5-year CAGR of -17.4%.
Improved from $144M to $148M over the past 2 years.
Financials sector context is included.
Accounts Receivable over time
Growth rates
- 3-Year CAGR
- -3.4%
- 5-Year CAGR
- -17.4%
- 10-Year CAGR
- -
Sector benchmark
#57 of 97 in FinancialsTop 59% of 97This company $148.0M Sector average $1.0B
▼
-85.3% below sector average
Key checks
Key Insights
- 5-year CAGR of -17.4%, indicating a declining trend.
- In FY2025, accounts receivable increased 2.1% year-over-year.
- Ranks #57 out of 97 companies in the Financials sector.
- Peak accounts receivable was recorded in FY2017.
Company context
Key Data Points
- Altman Z-Score 0.30 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Accounts ReceivableValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $148.0M | +2.1% |
| FY2024 | $145.0M | +0.7% |
| FY2023 | $144.0M | -12.2% |
| FY2022 | $164.0M | +8.6% |
| FY2021 | $151.0M | -60.7% |
| FY2020 | $383.8M | -14.9% |
| FY2019 | $451.1M | +11.7% |
| FY2018 | $404.0M | -50.9% |
| FY2017 | $822.3M | +3.1% |
| FY2016 | $797.2M | +12.8% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026