Company / Cash & Equivalents
Bread Financial Holdings, Inc. Cash & Equivalents History
FY2016-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Cash & Equivalents
$3.6B
FY2025
5-year range
$3.0B / $3.9B
FY2021-FY2025
Trend
-2.0%
vs FY2024
Sector context
#32 of 256
Financials
What the data says
Bread Financial Holdings, Inc.'s cash & equivalents of $3.6B is higher than 88% of companies in the Financials sector (FY2025). Cash & Equivalents has fluctuated over the past 10 years, ranging from $1.9B in FY2016 to $4.2B in FY2017.
Based on SEC 10-K filings.
$3.6B in FY2025 with a 5-year CAGR of +5.2%. Top quartile in the Financials sector.
Remained stable around $3.6B over the past 2 years.
Financials sector context is included.
Cash & Equivalents over time
Growth rates
- 3-Year CAGR
- -2.5%
- 5-Year CAGR
- +5.2%
- 10-Year CAGR
- -
Sector benchmark
+27.6% above sector average
Key checks
Key Insights
- 5-year CAGR of +5.2%, indicating consistent growth.
- In FY2025, cash & equivalents decreased 2.0% year-over-year.
- Ranks #32 out of 256 companies in the Financials sector.
- Peak cash & equivalents was recorded in FY2017.
Company context
Key Data Points
- Altman Z-Score 0.30 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Cash & EquivalentsValue | YoY GrowthYoY |
|---|---|---|
| FY2025 | $3.6B | -2.0% |
| FY2024 | $3.7B | +2.5% |
| FY2023 | $3.6B | -7.7% |
| FY2022 | $3.9B | +27.7% |
| FY2021 | $3.0B | +8.9% |
| FY2020 | $2.8B | -27.8% |
| FY2019 | $3.9B | +1.5% |
| FY2018 | $3.8B | -8.9% |
| FY2017 | $4.2B | +125.4% |
| FY2016 | $1.9B | +59.2% |
As of FY2025 · SEC 10-K · Updated Mar 28, 2026