Company / Return on Assets (ROA)
Affirm Holdings, Inc. Return on Assets (ROA) History
FY2020-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Assets (ROA)
0.5%
FY2025
5-year range
-12.1% / 0.5%
FY2021-FY2025
Trend
+108.6%
vs FY2024
Sector context
#340 of 402
Financials
What the data says
Affirm Holdings, Inc.'s return on assets (roa) of 0.5% is lower than 85% of companies in the Financials sector (FY2025). Improved from -12.1% to 0.5% over the past 2 years.
Based on SEC 10-K filings.
0.5% in FY2025 with a 5-year CAGR of +8.5%.
Improved from -12.1% to 0.5% over the past 2 years.
Financials sector context is included.
Return on Assets (ROA) over time
Growth rates
- 3-Year Change
- +2.1pp
- 5-Year Change
- +8.5pp
- 10-Year Change
- -
Sector benchmark
Bottom 15% in FinancialsTop 85% of 402This company 0.5% Sector average 2.8%
▼
-83.0% below sector average
Key checks
Key Insights
- In FY2025, return on assets (roa) increased 108.6% year-over-year.
- Currently 2.3pp below the Financials sector average.
- Lowest return on assets (roa) in the period was in FY2023.
Company context
Key Data Points
- Altman Z-Score 0.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Assets (ROA)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 0.5% | +108.6% |
| FY2024 | -5.4% | +55.0% |
| FY2023 | -12.1% | -650.3% |
| FY2022 | -1.6% | +34.8% |
| FY2021 | -2.5% | +69.2% |
| FY2020 | -8.0% | - |
| FY2019 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026