Company / Return on Equity (ROE)
Affirm Holdings, Inc. Return on Equity (ROE) History
FY2023-FY2025 · Annual data · Source: SEC filings
At a glance
Latest annual filing availableLatest Return on Equity (ROE)
1.7%
FY2025
5-year range
-38.9% / 1.7%
FY2023-FY2025
Trend
+109.0%
vs FY2024
Sector context
#352 of 390
Financials
What the data says
Among 390 Financials companies, Affirm Holdings, Inc. is in the bottom 10% for return on equity (roe). Improved from -38.9% to 1.7% over the past 2 years.
Based on SEC 10-K filings.
1.7% in FY2025.
Improved from -38.9% to 1.7% over the past 2 years.
Financials sector context is included.
Return on Equity (ROE) over time
Growth rates
- 3-Year Change
- -
- 5-Year Change
- -
- 10-Year Change
- -
Sector benchmark
Bottom 10% in FinancialsTop 90% of 390This company 1.7% Sector average 17.6%
▼
-90.3% below sector average
Key checks
Key Insights
- In FY2025, return on equity (roe) increased 109.0% year-over-year.
- Currently 15.9pp below the Financials sector average.
Company context
Key Data Points
- Altman Z-Score 0.19 (distress zone, below 1.8 threshold)
- High earnings quality (cash-backed earnings)
Data sourced from SEC EDGAR filings. Not investment advice.
Annual data
| Year | Return on Equity (ROE)Value | YoY GrowthYoY |
|---|---|---|
| FY2025 | 1.7% | +109.0% |
| FY2024 | -18.9% | +51.3% |
| FY2023 | -38.9% | - |
| FY2022 | - | - |
| FY2021 | - | - |
| FY2020 | - | - |
| FY2019 | - | - |
As of FY2025 · SEC 10-K · Updated Jun 30, 2026